As winter approaches, it’s time to get cozy and ensure both your home and vehicles are ready to face the colder weather. Proper preparation can prevent damage, save money, and keep your family safe. Here are some essential tips to get you started:

Home Preparation

1. Inspect and Clean Gutters:
   • Clear out leaves and debris to prevent ice dams, which can cause water damage to your roof and walls.
   • Ensure downspouts direct water away from your home’s foundation.
2. Check Your Heating System:
   • Schedule a professional inspection and maintenance for your furnace or boiler.
   • Replace filters regularly to ensure efficient operation.
3. Seal Windows and Doors:
   • Use weather stripping and caulk to seal gaps and prevent drafts.
   • Consider installing storm windows for added insulation.
4. Insulate Pipes:
   • Wrap exposed pipes with insulation to prevent freezing and bursting.
   • Keep your home at a consistent temperature, even when you’re away.
5. Prepare for Power Outages:
   • Stock up on essentials like batteries, flashlights, and non-perishable food.
   • Consider investing in a generator for backup power.
6. Inspect the Roof:
   • Check for damaged or missing shingles and repair them.
   • Ensure your attic is well-ventilated to prevent ice buildup.

Auto Preparation

1. Check Your Tires:
   • Ensure your tires have adequate tread and are properly inflated.
   • Consider switching to winter tires for better traction on snow and ice.
2. Test Your Battery:
   • Cold weather can reduce battery efficiency, so have it tested and replaced if necessary.
   • Clean any corrosion from battery terminals.
3. Inspect Wiper Blades and Fluid:
   • Replace worn wiper blades to ensure clear visibility.
   • Fill your windshield washer reservoir with winter-grade fluid to prevent freezing.
4. Check Antifreeze Levels:
   • Ensure your vehicle has the correct antifreeze mixture to prevent the engine from freezing.
   • Top off any low fluids and check for leaks.
5. Prepare an Emergency Kit:
   • Include items like blankets, a first-aid kit, jumper cables, a flashlight, and non-perishable snacks.
   • Keep a small shovel and ice scraper in your car.
6. Maintain Your Heating System:
   • Ensure your car’s heater and defroster are working properly.
   • Check the condition of your vehicle’s belts and hoses.

By taking these steps to prepare your home and vehicle for winter, you can help ensure a safe and comfortable season. Regular maintenance and proactive measures can prevent costly repairs and provide peace of mind during the colder months and save you from submitting costly claims. If you would like to discuss other mitigation ideas or receive a free home and auto quote, click here for an appointment with one of our representatives!

This material is meant for general illustration and/or informational purposes only. Although the information has been gathered from sources believed to be reliable, no representation is made as to its accuracy. The material is not intended to be relied upon as a statement of the law, and is not to be construed as legal, tax or investment advice. You are encouraged to consult your legal, tax or investment professional for specific advice. Not for reproduction.